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Auto Insurance

December 20, 2021
Agency

10 Tips For Saving On Auto Insurance

Every year, auto insurance premiums go up.  Insurance companies seem to be in a never-ending cycle of increasing auto insurance rates for drivers across the United States. Kansas City drivers looking to save on auto insurance might be surprised at the number of ways they can do so. Some people may think that just by purchasing […]
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June 30, 2021
Agency

Collision Insurance Under Commercial Auto Coverage

Vehicles owned by businesses must have commercial auto insurance in place. It is only this coverage that will provide the benefits necessary to help cover the company’s financial obligations if they ever face unexpected, unavoidable vehicle problems or damages. Among the multitude of problems that might cause a problem for business owners and their company […]
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December 18, 2020
Agency

Theft-Proof Your Car

Have you ever walked out of your house or a store and noticed your car is gone? For most people, a car is their most valued possession. Having it stolen is a gut-wrenching feeling. Not only the loss of a vehicle, but any personal items that might have been in the vehicle with your personal […]
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December 7, 2020
Agency

Get Your Car Ready for Winter!

While we still have some warm days left in this year, winter will be here soon enough and with it, freezing temperatures. The snow and cold weather can negatively affect different parts of your car. Make sure your car is ready to face the winter roads this year and to maintain the optimal performance.   […]
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August 25, 2020
Agency

Auto Insurance and Deductibles

What is a deductible? A deductible on your insurance policy is an out of pocket expense in case of a claim. You pay your part (deductible) and your insurance company pays for damages above that amount.   Which deductible should I choose? Most common deductible on auto insurance policies is $500. However, you can choose […]
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May 8, 2020
Agency

Need to File SR22? Here is What it Means!

Needing an SR22 does not always mean higher insurance cost. If you find yourself in a situation where you are required by the state to file an SR22 to keep you license valid, no need to panic. Here is what you need to know about SR22’s:   How does SR22 Insurance Work?   SR22 is […]
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January 14, 2020
Agency

Questions To Ask When Shopping for Auto Insurance:

A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction. Ask your insurance agent or your company to see if they can offer you better rates at that […]
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December 17, 2019
Agency

What Do I Do After An Accident?

  In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle:   If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. If […]
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December 4, 2019
Agency

Does My Insurance Cover Hit & Run Accidents?

As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. Unfortunately, hit-and-run accidents are increasing, especially if the fleeing driver does not have […]
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November 27, 2019
Agency

Is My Child Insured Under My Auto Insurance?

Many parents are asking themselves if their children are insured on their policy even if they are not listed as drivers on their insurance. Well, it depends. Some states allow insurance companies to exclude household residents of driving age and Missouri is one of them. There are several reasons while people choose to exclude a […]
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