July 22, 2024
Bargain Insurance ConnectionCan You Get Auto Insurance if You Don’t Own a Car in Missouri? Here’s What You Need to Know
Auto insurance is essential for anyone who drives, but what if you don’t own a car? Whether you frequently rent cars, borrow friends’ vehicles, or anticipate needing a car in the future, you’ll likely have questions about how to stay insured. This guide is for those who need insurance but don’t own a car. We […]
January 13, 2024
Bargain Insurance ConnectionHardship License: What Is It and How To Get It
A hardship license or “Limited Driving Privilege” (LDP) in Missouri is a special license issued to individuals whose driving rights have been suspended. It is not a full license, but rather a provision that allows the holder to commute for specific purposes like work, school, or medical appointments. This license is typically granted under circumstances […]
December 25, 2023
Bargain Insurance ConnectionWhat Is Comprehensive Insurance?
Comprehensive coverage, often found in auto insurance policies, might raise a question – what exactly does it cover? Essentially, it’s a protective shield for your vehicle against damage not caused by a collision. This includes unforeseen events such as theft, vandalism, natural disasters, or encounters with wildlife. Unlike liability or collision insurance, comprehensive coverage handles […]
December 14, 2023
Bargain Insurance ConnectionWhat is Agreed Value in Insurance?
Agreed value is a critical term in an insurance policy that refers to a pre-determined value for an insured item. It is the amount mutually agreed upon by both the insurer and the policyholder at the inception of the policy. In case of a total loss, such as if the insured item is destroyed or […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
September 1, 2023
AgencyHow Does Crop Insurance Work?
All businesses need property insurance. After all, it is this coverage that will help them replace damaged belongings—stock included—when something comes along to harm them. Farmers are no different, with the exception being that their stock is often their crops, which are very sensitive commodities. Therefore, to insure your crops, you will need to invest […]
July 3, 2023
Agency4 Tips For Avoiding Summer Worker’s Compensation Claims
According to the United States Bureau of Labor Statistics, summer is the worst time for workers compensation insurance claims. Why? A change in weather and staffing is often to blame. Such changes can cause a dangerous decrease in safety education and focus on safe practices. Yet, there are things your business can do to help […]
June 28, 2023
AgencyWhat Does ATV Insurance Cover?
All terrain vehicle plays a vital role in helping ensure the protection and financial security of ATV owners. ATVs are popular for recreational purposes, but they also come with inherent risks. Accidents, theft and damage to the vehicle can occur unexpectedly, leading to significant financial burdens. What Is the Purpose of ATV Insurance? ATV insurance […]
April 4, 2023
AgencyCan Landlords Require Renter’s Insurance?
Most landlords want their renters to have the necessary protections to minimize risk. Many encourage their tenants to purchase renters insurance for this need. Can they require it, though? The fact is, some landlords do require it. Depending on state laws, they may have the ability to do so. The key here is to recognize […]
December 16, 2021
AgencyHow to Choose the Right Auto Insurance | Bargain Insurance Connection
Savings On Auto Insurance Without Skimping Coverage: First you need to check whether you need only a liability or comprehensive and collision coverage. If you own an older vehicle, liability only would be sufficient for most people. It is also the cheaper option. If you have a loan on the vehicle, your lender will […]