June 30, 2021
AgencyCollision Insurance Under Commercial Auto Coverage
Vehicles owned by businesses must have commercial auto insurance in place. It is only this coverage that will provide the benefits necessary to help cover the company’s financial obligations if they ever face unexpected, unavoidable vehicle problems or damages. Among the multitude of problems that might cause a problem for business owners and their company […]
December 18, 2020
AgencyTheft-Proof Your Car
Have you ever walked out of your house or a store and noticed your car is gone? For most people, a car is their most valued possession. Having it stolen is a gut-wrenching feeling. Not only the loss of a vehicle, but any personal items that might have been in the vehicle with your personal […]
December 7, 2020
AgencyGet Your Car Ready for Winter!
While we still have some warm days left in this year, winter will be here soon enough and with it, freezing temperatures. The snow and cold weather can negatively affect different parts of your car. Make sure your car is ready to face the winter roads this year and to maintain the optimal performance. […]
August 25, 2020
AgencyAuto Insurance and Deductibles
What is a deductible? A deductible on your insurance policy is an out of pocket expense in case of a claim. You pay your part (deductible) and your insurance company pays for damages above that amount. Which deductible should I choose? Most common deductible on auto insurance policies is $500. However, you can choose […]
May 8, 2020
AgencyNeed to File SR22? Here is What it Means!
Needing an SR22 does not always mean higher insurance cost. If you find yourself in a situation where you are required by the state to file an SR22 to keep you license valid, no need to panic. Here is what you need to know about SR22’s: How does SR22 Insurance Work? SR22 is […]
January 14, 2020
AgencyQuestions To Ask When Shopping for Auto Insurance:
A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction. Ask your insurance agent or your company to see if they can offer you better rates at that […]
December 17, 2019
AgencyWhat Do I Do After An Accident?
In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle: If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. If […]
December 4, 2019
AgencyDoes My Insurance Cover Hit & Run Accidents?
As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. Unfortunately, hit-and-run accidents are increasing, especially if the fleeing driver does not have […]
November 27, 2019
AgencyIs My Child Insured Under My Auto Insurance?
The day your child gets their driver’s license is a milestone filled with excitement and a new sense of freedom. For parents, it also brings a list of new responsibilities, with one of the most important being auto insurance. A common question we hear from parents in Missouri and Kansas is, “Is my child automatically […]
November 19, 2019
AgencyCar Buying For Teenagers & Insurance
Your teenager has finally gotten their driver license and it’s time to get them their own wheels. Having your child reach this milestone can be exciting but also terrifying, because you know your child will now be behind the wheel on their own for the first time. With their driver license comes the need […]