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A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction.  Ask your insurance agent or your company to see if they can offer you better rates at that time. READ MORE >>

    In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle:   If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. READ MORE >>

  As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. READ MORE >>

  Many parents are asking themselves if their children are insured on their policy even if they are not listed as drivers on their insurance. Well, it depends. Some states allow insurance companies to exclude household residents of driving age and Missouri is one of them. READ MORE >>

Renting a car is old hat to some people. They may travel for work or for pleasure on a monthly basis and have a system worked out that they don't need to break. But not everyone is familiar with the process, and it's common to question whether to spend the money on additional auto insurance for a rental car. READ MORE >>

Home insurance comes in a wide variety of forms, which can quickly confuse a person if they're not familiar with the lingo of their carrier. If you're interested in getting as much coverage as possible, then comprehensive might sound like the best bet for you. READ MORE >>

If you want to start a small business, you should not be afraid to take a few risks. In many cases, taking a risk is the only way that you can truly achieve success. However, this doesn't mean that you should take risks for no reason. In fact, it is smart to reduce risks wherever and however possible. READ MORE >>

    Your teenager has finally gotten their driver license and it’s time to get them their own wheels. Having your child reach this milestone can be exciting but also terrifying, because you know your child will now be behind the wheel on their own for the first time.   READ MORE >>

Assuming payments are made on time, it does happen from time to time that a home insurance provider chooses to drop one of their clients. This isn’t common, but is possible. Luckily, it's not that hard to stay in good standing with your insurer. Here are the most common causes for being dropped by a provider: READ MORE >>

There is both financial and reputational risk associated with running your own business. Therefore, it is essential that you insure your organization and your employees to protect yourself. Unfortunately, there are many mistakes that small business owners commit when buying an insurance policy. READ MORE >>

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