December 14, 2023
Bargain Insurance ConnectionWhat is Agreed Value in Insurance?
Agreed value is a critical term in an insurance policy that refers to a pre-determined value for an insured item. It is the amount mutually agreed upon by both the insurer and the policyholder at the inception of the policy. In case of a total loss, such as if the insured item is destroyed or […]
December 10, 2023
Bargain Insurance ConnectionVictim of a Hit and Run Accident? What To Do
Accidents are an unfortunate part of life and can happen to anyone. But, being a victim of a hit and run accident can be devastating. You may be confused and uncertain about what actions to take. In this blog post, we will list things you need to do immediately after a hit and run […]
December 9, 2023
Bargain Insurance ConnectionSalvage Cars: Can You Insure Them?
What is a Salvage Vehicle? A salvage car, generally speaking, is a vehicle deemed a “total loss” by its insurer. This happens when a car’s repair cost exceeds its actual cash value. The insurance company, following an accident or damage, makes this declaration. These vehicles are left with a “salvage” title, indicating their status – […]
December 7, 2023
Bargain Insurance ConnectionDoes Your LLC Need Business Insurance?
Business insurance for LLC’s, while not mandatory, plays a critical role in asset protection. It safeguards your LLC against unforeseen incidents that could potentially cause financial strain. Specifically, general liability insurance offers cover against claims of bodily injury or property damage. It ensures your business stays afloat even when faced with a lawsuit or hefty […]
December 6, 2023
Bargain Insurance ConnectionThe Truth About Door Dash and Uber Eats Insurance: What You Need to Know as a Driver
Door Dash and Uber Eats have become increasingly popular food delivery services in recent years. As a driver for these companies, you may have thought about the insurance coverage they provide. Unfortunately, the truth is not as simple as you may think. In this blog post, we will discuss what you need to know […]
December 5, 2023
Bargain Insurance ConnectionA Teen Guide to Auto Insurance: How to Get the Best Rates
Congratulations! You’ve just got your license and can’t wait to hit the road. Now that you’re a teenage driver, it’s time to make some important decisions, including getting auto insurance. Yes, we know it sounds boring, but auto insurance is a must-have. It covers you financially in case of an accident or theft. However, […]
November 25, 2023
Bargain Insurance ConnectionDo You Need Auto Insurance for a Car in Storage?
Cars find their way into storage for a multitude of reasons. Often, we see vehicles that are currently non-operational, waiting for the right time or parts to be brought back to life. On the other hand, some cars hold sentimental value, such as a childhood classic or a beloved first car that you’re not quite […]
October 14, 2023
AgencyShould You Include Your Spouse on Your Auto Insurance Policy? Let’s Weigh the Options.
Include Your Spouse On Your Auto Insurance Policy? When it comes to auto insurance, it’s often a smart move to include your spouse on your policy. There are several advantages to this strategy, one of the most significant being the potential for multi-car discounts. By covering two vehicles under the same policy, you can typically […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
October 2, 2023
AgencyIs a Basic BOP Policy Enough for Your New Company?
When selecting business insurance, you may be able to invest in a business owners policy or BOP. This type of coverage is a plan that includes individual policies to meet most of your needs. Most of the time, a BOP plan can be quite inclusive. It covers most of the types of insurance your company […]