November 5, 2019
AgencyNeed SR22 Insurance? We Can Help!
Need SR22 insurance? We Can Help! Have you received a letter from the license bureau notifying you that your driver license is about to be suspended? Getting that dreadful letter can cause anxiety, after all, getting caught driving while suspended can have huge fines, points added to your driving record and a possible arrest. […]
November 19, 2019
AgencyCar Buying For Teenagers & Insurance
Your teenager has finally gotten their driver license and it’s time to get them their own wheels. Having your child reach this milestone can be exciting but also terrifying, because you know your child will now be behind the wheel on their own for the first time. With their driver license comes the need […]
November 27, 2019
AgencyIs My Child Insured Under My Auto Insurance?
Many parents are asking themselves if their children are insured on their policy even if they are not listed as drivers on their insurance. Well, it depends. Some states allow insurance companies to exclude household residents of driving age and Missouri is one of them. There are several reasons while people choose to exclude a […]
December 4, 2019
AgencyDoes My Insurance Cover Hit & Run Accidents?
As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. Unfortunately, hit-and-run accidents are increasing, especially if the fleeing driver does not have […]
December 17, 2019
AgencyWhat Do I Do After An Accident?
In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle: If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. If […]
January 14, 2020
AgencyQuestions To Ask When Shopping for Auto Insurance:
A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction. Ask your insurance agent or your company to see if they can offer you better rates at that […]
February 13, 2020
AgencyWhy Do I Need Renters Insurance?
So, you found an apartment you like, and you want to move in soon, but that landlord is asking you to provide proof of renters insurance before you can move in. Why do I need renters insurance, you might ask yourself? Why is this required? Before leasing an apartment or a house to you, your […]
February 25, 2020
AgencyDo I Really Need Homeowners Insurance?
There is no law that mandates that you have to keep homeowner’s insurance, there are no criminal penalties of fines by failing to get home insurance. The risk is entirely private. However, if you still owe money on the house (mortgage or home equity loan), you are required by the financial institution to keep […]
March 28, 2020
AgencyWhen Do You Need Commercial Vehicle Insurance
Whether you need to get a commercial vehicle policy will depend on your vehicle type and usage. We’ll discuss different scenarios where you need a commercial policy and when a personal policy would suffice. If you any of these things apply to you, you need a commercial auto policy: What type of vehicle […]
May 8, 2020
AgencyNeed to File SR22? Here is What it Means!
Needing an SR22 does not always mean higher insurance cost. If you find yourself in a situation where you are required by the state to file an SR22 to keep you license valid, no need to panic. Here is what you need to know about SR22’s: How does SR22 Insurance Work? SR22 is […]