January 21, 2026
AgencyCommercial Auto Insurance vs. Personal Auto: Which One Protects Your Kansas City Business Fleet?
Personal auto insurance is designed for individuals and families who use their vehicles for everyday activities, such as commuting, errands or personal travel. While it offers important protections, it excludes coverage for vehicles when used for business purposes. Commercial auto insurance, on the other hand, is tailored for vehicles used during business operations. This includes cars, trucks, vans and specialty vehicles owned or leased by your […]
January 19, 2026
Bargain Insurance ConnectionWhy Insurers Need to Know Who Lives With You
It’s a question that often catches people off guard when they are applying for car insurance or updating their policy. Your agent asks: “Are there any other licensed drivers in your household?” or “Who else lives at this address?” You might wonder why it matters. If you are the one buying the policy for your […]
January 6, 2026
Bargain Insurance ConnectionWhy a $0 Home Insurance Claim Can Still Spike Your Rates in KC
Most homeowners view their insurance policy as a safety net. You pay your premiums every month so that when something goes wrong—a storm damages your roof or a pipe bursts in the basement—you have financial protection. It seems logical that if you suspect damage, you should call your insurance company immediately to assess the situation. […]
December 24, 2025
Bargain Insurance ConnectionWhy Roof Age Matters More Than You Think in Kansas City
If you live in Kansas City, you know the drill. One minute it’s sunny, and the next, the sirens are wailing as a squall line rolls through. While we often worry about our cars during a hailstorm or our basements during a downpour, the most vulnerable part of your home is sitting right above your […]
December 22, 2025
AgencyGeneral Liability Insurance: What’s Covered and What’s Not
As a business owner, understanding your risks is essential to protecting your company’s financial future. At , we know that general liability insurance is important in reducing the possible monetary impact of unexpected risks to your small business. As such, it is crucial to know what your policy does and does not cover. What Does a Policy Cover? A typical general liability […]
December 12, 2025
Bargain Insurance ConnectionAuto Insurance Tips for KC Snowplow Drivers
When winter hits Kansas City, your work as a snowplow driver becomes essential. You keep our roads clear and our communities moving safely. But navigating icy streets and heavy snowfall comes with unique risks. A standard personal auto policy often falls short of providing the protection you need while on the job. Without the right […]
December 3, 2025
Bargain Insurance ConnectionPets, Pools & Trampolines: Liability Questions KC Families Ask
For many families in the Kansas City metro area, the “American Dream” includes a spacious backyard tailored for summer entertainment. Whether you live in Overland Park, Lee’s Summit, or Waldo, it is common to see privacy fences enclosing sparkling swimming pools, large trampolines, and family dogs running through the grass. These amenities provide endless hours […]
November 24, 2025
AgencyMotorcycle Insurance: What Does It Cover?
Owning a motorcycle offers a unique sense of freedom and adventure, but it also entails certain responsibilities. Ensuring you have suitable coverage for yourself, your motorcycle and fellow road users is a key part of responsible riding. Key Motorcycle Insurance Coverages Motorcycle insurance policies in Missouri typically include several types of coverage. Here’s what you […]
November 20, 2025
Bargain Insurance ConnectionAuto Insurance Without Prior Coverage: Options for Lapsed Insurance
Getting auto insurance can feel like a routine task, but what if you don’t have a recent history of being insured? Many people assume that securing a new policy without prior coverage is difficult and expensive. While it can present some challenges, finding affordable auto insurance in Kansas City is entirely possible, even if you […]
November 11, 2025
Bargain Insurance ConnectionThe Truth About High-Risk Insurance: Myths vs. Facts
Being labeled a “high-risk” driver can feel like a life sentence for your driving record and your wallet. You might hear stories that make finding affordable car insurance seem impossible. But what if we told you that much of what you’ve heard is just plain wrong? Many drivers in Kansas City, and across both Missouri […]