Bargain Insurance Connection

Agreed value is a critical term in an insurance policy that refers to a pre-determined value for an insured item. It is the amount mutually agreed upon by both the insurer and the policyholder at the inception of the policy. In case of a total loss, such as if the insured item is destroyed or […]

Many of us have encountered the frustration of windshield cracks on our vehicles. It can be quite bothersome, particularly when it obstructs our view of the road ahead. The most common cause of cracked windshields is flying debris hitting the glass. This can occur when vehicles drive over loose rocks or other small objects on […]

Comprehensive coverage, often found in auto insurance policies, might raise a question – what exactly does it cover? Essentially, it’s a protective shield for your vehicle against damage not caused by a collision. This includes unforeseen events such as theft, vandalism, natural disasters, or encounters with wildlife. Unlike liability or collision insurance, comprehensive coverage handles […]

Owning a home typically goes hand-in-hand with having homeowners insurance. But, have you ever stopped to wonder, do you have ample coverage? Consider a disastrous event such as a fire. Would your insurance cover the full costs to rebuild your home? It’s an alarming fact that many homeowners are underinsured, leaving them exposed to substantial […]