Call Us (816) 453-7722 ☰ ˟
Logo
(816) 453-7722
  • Home
  • Get A Quote
    • Auto
    • Auto & Home
    • Business & Commercial
    • General Liability Insurance
    • Home Insurance
    • Motorcycle
    • Renters
    • Landlord Insurance
    • SR-22 Insurance
    • Watercraft
  • Blog
  • Make A Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Frequently Asked Questions
  • About Us
    • About Us
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Kansas City
    • Independence
    • St. Louis
    • Columbia
    • Topeka
    • Wichita
    • Springfield
    • Oklahoma
Icon Icon Icon Icon Icon Icon
Home > Blog > Should I let a friend drive my car?
MONDAY, OCTOBER 29, 2018

Should I let a friend drive my car?

What if your friend is asking to borrow your car? It could be just for a few hours or for a few days but few things you need to consider in this case: by borrowing your car to your friend you are also borrowing your insurance. In most States the insurance follows the vehicle, not the driver – meaning whoever drives your car, your insurance is covering them. Do you know what your friend’s driving record looks like? Do they have moving violations or previous accidents? After all, you want your car returned to you in the same condition it was before you gave it to them.

How often will your friend drive your car? If it is more than once a month, you should consider adding them to your policy to avoid any undisclosed driver issues.

 

Should your friend get into an accident while driving your car, your insurance company will be paying for the damages, and you will be responsible to pay your deductible and any future increases in your insurance premiums. Depending on the severity of the accident, property damage and medical expenses can run into hundreds of thousands of dollars. If your limits of liability on your policy are exhausted, your friend’s insurance is then responsible for the excess damage, assuming your friend also has insurance. If not, you are exposing yourself to a financial ruin.

If you are uncomfortable borrowing your car, maybe offer to drive them instead. That may be the best way to keep the friendship and save you the worry about your car.

 

We at Bargain Insurance Connection stand by to answer any questions you may have and can help you find the right policy for you. Just call us at 816.453.7722.

Posted 3:49 PM

Tags: auto insurance, bargain insurance connection
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018

  • bargain insurance connection(24)
  • auto insurance(15)
  • commercial auto insurance(9)
  • trucking insurance(8)
  • sr22 insurance(4)
  • car insurance(3)
  • kansas city(2)
  • non-owner insurance(2)
  • winter driving(1)
  • full coverage auto insurance(1)
  • bargain insurance connection.(1)
  • renters insurance(1)
  • 10 tips on saving on auto insurance(1)
  • general liability insurance(1)
  • auto insurance deductible(1)
  • comprehensive and collison(1)
  • commercial auto(1)
  • auto insurance cancellation(1)
  • renter insurance(1)
  • insurance(1)
  • how to shop auto insurance(1)
  • general liability(1)
  • insurance reinstatement(1)
  • motorcycle insurance(1)
  • home insurance in kansas city(1)
  • independent insurance agent(1)
  • car theft(1)
  • missouri commercial auto insurance(1)
  • homeowners insurance(1)
  • sr-22(1)
  • choosing the right auto policy(1)
  • cost of auto insurance in kansas city(1)
  • teenager insurance(1)
  • understand your auto policy(1)

View Mobile Version
Facebook
Get Directions
Contact Us Today
Resources
Products
Customer Service
Payment Options
Report a Claim
About Us
Refer A Friend
Our Carriers
Blog
Contact Us
Contact us 2635 NE Vivion Road
Kansas City, MO 64119

O: (816) 453-7722
Toll Free: 1-877-453-7374
F: (816) 453-7259
Click for the Business Profile for Bargain Insurance Connection
BBB RATING: A+

Trusted Choice


© Copyright. All rights reserved. Powered by Insurance Website Builder.
Bargain Insurance Connection Twitter