Liability Coverage Options Within Trucking Insurance

Liability Coverage Options Within Trucking Insurance

As a commercial trucker, you have commercial interests you must protect. That means addressing the harm you might cause to you and your truck, as well as other parties. How can you address these accidents? 

Trucking insurance policies usually offer multiple types of liability insurance, some of which you must carry. The better you tailor your coverage to your benefit, the more assistance you might have available in case of accidents.

Trucking Liability Insurance 

As vehicles, commercial trucks need insurance. Most states, along with national interstate law, institute coverage requirements for drivers to carry certain amounts of coverage. One of the primary types they require is liability insurance. 

Trucking liability policies do not apply to the damage that you, the policyholder, experience. The policies apply, instead, to the harm your mistakes cause to others. For example, you might be at fault for a trucking wreck. You might have your own damage costs to coverage. However, because the accident was your fault, you might have to pay for the damage you caused others. That is when liability insurance can step in to help you out. 

Primary Trucking Liability Coverage 

Most trucking liability policies offer a couple of primary types of protection: 

Other Liability Coverage 

When setting up your liability policy, ask your agent if you need the following coverage options.