Tuesday, September 24, 2019When it comes to what is and isn't covered on home insurance the line is usually drawn at one simple question: Was there anything you could have done to prevent the damages? This is why we check our plumbing for leaks and keep our smoke detector batteries fresh. One area that many homeowners neglect, however, is ventilation. READ MORE >>
Monday, September 23, 2019What is an Independent Insurance Agency? An independent insurance agency is not tied to one insurance company as it is the case with a captive agent. Being independent give us the option to quote you with multiple insurance companies to find the lowest insurance rates and coverage that you want. READ MORE >>
Thursday, September 19, 2019People always say that home insurance is "better to have and not need than the other way around." The trick is figuring out when you need it. Ideally, insurance is a last line of defense. Sometimes, it even makes far more sense to cover the damages yourself without filing a claim.
Here's are some things to consider:
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Tuesday, September 17, 2019If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial trouble. READ MORE >>
Thursday, September 12, 2019Auto insurance providers tend to sign their policies with the understanding that a lot of people loan their cars out to family and friends. A policy is not immediately invalid because someone else is driving your car. However, there are plenty of good reasons why some people won't let anyone else behind the wheel of their car. READ MORE >>
Tuesday, September 10, 2019According to experts, the best investment that one can make is often real estate. This is particularly true when the housing market is thriving. When one invests in the market, there is always the chance of loss. Therefore, many investors choose to buy a second home to rent out to other people or for vacation. READ MORE >>
Thursday, September 5, 2019If you cause an accident, meaning it’s your fault, you can probably understand that your car insurance rates should go up. But what if the other driver was 100% at-fault? Even then, it's still possible to see a rate increase. The reason is that it might have been possible for you to avoid the accident. READ MORE >>
Tuesday, September 3, 2019As the old saying goes, an ounce of prevention is worth a pound of cure, and nowhere is this more true than in basic home maintenance. Spending a little bit of time and effort caring for your home today may save you days of costly repairs tomorrow. Here are some simple, cheap ways to protect your home against potential damages:
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Thursday, August 29, 2019Buying enough home insurance is always the biggest decision homeowners have to make when investing in a policy. How much is enough? There are many different opinions on what the right balance of coverage is. One way to compare policies is to consider the insurance to value ratio. READ MORE >>
Tuesday, August 27, 2019One of the things that can influence the availability and cost of auto insurance is your history of maintaining a policy. If you have car insurance on a consistent basis, chances are good you are a responsible driver. If your past isn’t so smooth, though, you could face difficulty getting a new plan. READ MORE >>
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