Commercial Auto Insurance
Commercial Auto Insurance Information
Kansas City Commercial Auto Insurance
Providing Commercial Auto & Truck Insurance in Missouri and Kansas
Need Affordable Commercial Auto or Truck Insurance?
Bargain Insurance Connection provides commercial auto insurance for many different business classes. Our agency proudly represents multiple national insurance carriers that specialize in affordable but quality commercial auto insurance. We will discuss with you about the needs of your business, coverage that is best for your situation and try to find a good match with lowest premiums.
Our agents are trained to maximize all the discounts for which you qualify to reduce your insurance premium. We offer free and fast quotes and if you are happy with the coverage and rates, you can buy the policy over the phone and have immediate proof of insurance.
We can insure a variety of business autos and trucks - from pick up trucks for landscaping or contractors, cargo vans for plumbers or electricians to box truck and tractor-trailers for freight and delivery.
For deliveries you can also insure your cargo while in transit.
Even if you own a commercial size truck (i.e. flat bed pickup or box truck) but you only use it for personal use, we can get it insured with a non-business use commercial policy.
Get customized coverage for your commercial vehicle:
- Motor Truck General Liability: Limits up to $2 million
- Non-Trucking Liability: Provides coverage for your truck while using it for non-business purpose.
- Motor Truck Cargo: Provides coverage for your cargo while in transit.
- Rental Coverage: Provides rental coverage during downtime.
- Trailer Interchange Coverage: Provides physical damage coverage to non-owned trailers.
Types of trucks we can insure:

Box Truck:
A box truck is commonly used for deliveries (furniture and appliances), typically less than 100 miles radius, but can be insured for nationwide service. CDL license is usually not required for this type of truck.

Tractor:
We can insure owner-operator or private carrier. Local or nationwide service radius is accepted. We can also provide bob-tail and non-trucking coverage. Customized coverage and flexible payments that suits all businesses.
Dump Truck:
These trucks are used for hauling dirt, sand and gravel for construction sites. Dump trucks are often used on construction sites in the cities, therefore are exposed to higher risk of an accident. We offer many different limits.
Tow Trucks:
Roll-bed or car haulers are used for towing cars locally or long distance. On-hook coverage available to cover towed vehicles against damage. Also available is garage liability to cover towed vehicles while in your custody.

Pick Up Trucks:
Pickup trucks are commonly used in construction business – carpenters, roofers, contractors and landscapers. Regular pickup bed or a flat bed is allowed. You can also combine personal and business use. You can also include physical damage for your trailer.
Cargo Vans:
Cargo vans are typically used by plumbers, electricians, HVAC service technician or carpet layers. Variety of liability limits available for every business need. Insurance coverage for your tools also available.
What determines the price on a commercial truck policy?
Variety of factors can determine the cost of your commercial truck insurance. Your driving record, your age, type of cargo hauling, your radius of operation and number of drivers or coverage requirements. Commercial auto policies for a landscaper will be lower than a tractor-trailer hauling goods nationwide. Talk to our agents to get a quick quote on your business vehicle.
Types of discounts available to you:
- Having prior insurance, even if it is a personal auto policy.
- Possessing a CDL license can help you with the insurance rates.
- Length of driving experience
- Paying the insurance premium in full offers significant discounts.
- Multi-policy discount: Having multiple products insured with the same insurance carrier can offer you good discounts (i.e. commercial auto and general liability).
Want General Liability Insurance for your business? We can cover that too!

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