Commercial Auto Insurance In Kansas City

Business Auto Insurance is different than you regular personal auto insurance. In the course of conducting their business, many business owners have their business signs on the vehicle for advertising but at the same time it is exposing themselves to a higher degree of a lawsuit should they be found at fault in an accident. Having high enough limits on your commercial auto insurance is an important part. Generally commercial vehicles are bigger in size and can cause more damage and bodily injury to another vehicle and it's occupants. While some people think they are never in an accident, all it takes is one mistake to ruin your financial situation. Bargain Insurance Connection is here to make sure you are covered properly should you be involved in an accident.

Here are some of the business categories we offer commercial auto insurance:

Landscaping - Snow Plowing - Delivery (food, packages or newspaper) - Plumbers - Roofers - General Contractors - Trucking  and more. General rule is if your vehicle has company advertising on it, you must get a commercial auto policy. Our agents can best answer any questions you may have about the coverages you need.

 
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. A good insurance agent will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business. Depending on the size of the vehicle, sometimes you have to get a commercial auto policy even you use the vehicle for personal reasons only (i.e. trucks over 1 ton, box trucks, flat bed trucks, incomplete chassis vehicles). But no worries, we can help you in these cases as well by doing a non-business commercial a
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical respects. Ask your insurance agent to explain all the differences and options - just call us at 816.453.7722.


What is Workers Compensation Insurance?

Every employer has the requirement to provide safe work place for it's employees. Sometimes even with the toughest safety measures, accidents can happen. If an employee is injured while at work, the workers compensation insurance takes care of medical bills, any rehab and provides financial assistance to the employee during the recovery process and while the employee is unable to work.

To avoid financial losses to the business, it's best for the Employers to have a Workers Compensation policy.


Call us today at 816.453.7722 or fill out our commercial auto quote form or general liability quote.