Icon Icon Icon Icon Icon Icon

Auto Insurance

Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Information

Bargain Insurance Connection - Affordable Auto Insurance in Kansas City

Proudly Serving Kansas City area, Missouri and Kansas


We understand the challenges when looking for the right insurance company and the right coverage that fits your needs. We do the work for you when searching for auto insurance. Bargain Insurance Connection works with many insurance companies that offer variety of coverages at affordable insurance prices.


Whether you just want the minimum liability insurance or comprehensive and collision coverage for your car, we can help you get just the right coverage with affordable prices. There is no longer need to spend hours on the phone or online trying to find insurance coverage for your vehicle, we do it for you with a quick phone call to 816.453.7722 or even easier, just fill out or online form and we will get back to you shortly with the quote.


Our agents at Bargain Insurance Connection are trained to maximize all discounts that you qualify for and making your insurance premium as low as possible. What are you waiting, call us today at 816.453.7722 and start having cheap car insurance.


What is the best auto insurance coverage for me?


The most basic coverage required is liability insurance. This type of coverage will pay for damages and bodily injury caused by your car, however it does not cover your own vehicle. To have coverage for your own car, consider adding comprehensive and collision insurance.

If you are financing your vehicle, your lender may require you to carry comprehensive and collision coverage for the duration of the loan.


Are you an Uber or Lyft driver? Did you know if you did not notify your insurance company if you are a Uber or Lyft driver that you don't have coverage if you ride sharing app is on, but have not accepted a fare yet? While some ride-share drivers are thinking that Uber or Lyft insurance covers them as soon as they turn on the app, that is not the case. Their insurance only starts when you have accepted the fare. So if you are driving around with the ride-share app turned on and waiting for a fare, you are not insured during that time. Make sure to let your insurance company know that you are a ride-share driver so your auto policy can be endorsed to allow his type of usage.

Some insurance companies have restrictions when it comes using your personal auto for ride-sharing services like Uber or Lyft and may require you to purchase a commercial policy.

Bargain Insurance Connection can provide you with personal auto insurance policy that covers ride-sharing services too. Let us know when you call us for a quote.  Call us at 816.453.7722 for a free quote.


Attention Delivery Drivers - We offer now coverage for delivery drivers with a personal auto policy. You no longer have to purchase a commercial policy if you are delivering food (i.e. pizza delivery, Uber Eats). Let us know what you use your vehicle for and we will make sure you are properly insured with cheap auto insurance rates.


We are one quick phone call away and we can have your car insured in minutes with a hassle-free over the phone process or feel free to stop by our office for a more personal insurance experience with one of our friendly agents.



Different rates for different cars
Different vehicles have been assigned symbols based on the risk factors. Some cars are stolen more often than others, other vehicles cause more damage or sustain more damage in an accident and therefore claim payouts could be higher, resulting in higher insurance premiums for those cars. Other reason is the cost to replace a vehicle, luxury cars require premium parts and they come at a cost to insurance companies. The smaller size of the vehicle does not necessarily mean cheaper insurance, since compact cars can allow more bodily injury to the occupants in an accident. These are some factors that go into calculating your insurance premium.


You should research insurance coverage before you buy your car. It helps you to understand the actual cost and indicates those vehicles with good safety records. Bargain Insurance Connection will ultimately reward you for putting safety first.


Types of policies and what they cover:


Liability insurance coverage is typically mandatory by state law. Liability insurance coverage will protect you and your assets if you are found liable (responsible) for harming someone else's vehicle or their bodily injury. We can help you determine how much liability coverage is right for you. If you do not have adequate coverage in place, one at-fault collision with a luxury car that has passengers could mean waving goodbye to your financial dreams.


Uninsured or Underinsured Motorist

This coverage is required by law in most states. It's important to keep in mind that almost 20% of drivers on the road do not have any insurance and another large group probably skimp by having the sometimes-inadequate state minimums. The premium on this coverage is typically low.



Collision insurance is optional insurance that provides coverage against harm done to your own vehicle. If someone hits your car, their liability insurance will cover the repairs and you won't need collision insurance. However, if you caused the accident, collision insurance will protect your car. The safer you drive, the less you need collision insurance.



Comprehensive insurance protects you against other damages to your vehicle that might be caused besides accidents. These can be from vandalism, burglary, tornados, earthquakes, falling trees, etc. If you live in an area with a low crime rate and mild-climates, you might not need this coverage.

One thing to remember regarding Collision and Comprehensive coverage is to keep in mind your vehicles value. Once your vehicle's value drops beyond a certain benchmark, neither coverage may be worth owning. One rule of thumb to assess this value: If the insurance premium equals ten percent of your vehicle's value, you might want to drop the extra coverage.


We also provide coverage on the following insurance products:

How to get an Auto Insurance Quote

It's easy, fill out our online form or simply call us at 816.453.7722. You can save money by bundling auto and home insurance together. Call us today.

Click for the BBB Business Review of this Insurance Companies in Kansas City MO

© Copyright. All rights reserved. Powered by Insurance Website Builder.
Bargain Insurance Connection Twitter