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Home » What Is An Independent Insurance Agency?
September 23, 2019

What Is An Independent Insurance Agency?

An independent insurance agency partners with multiple insurance companies. Unlike captive agencies, they aren’t tied to a single insurer. This independence allows them to offer clients varied coverage options and competitive rates.

They navigate complexities, tailor policies to individual needs, and advocate for clients during claims. These agencies play a pivotal role in ensuring clients receive optimal insurance solutions.

Why Choose Independent Agent?

  • Variety of Options: independent agencies offer a plethora of insurance options, unlike captive agents tied to specific insurers.
  • Competitive Rates: they can provide more competitive rates by comparing different insurance companies.
  • Customization: they tailor policies to suit individual needs, ensuring clients receive apt coverage.
  • Unbiased Advice: they offer impartial advice, as they aren’t bound to promote one insurer’s products.
  • Client Advocacy: Lastly, independent agencies advocate for clients during claims, providing an additional layer of support.

Capacity to Insure High-Risk Individuals

Independent insurance agents possess the advantage of insuring people considered high-risk by conventional standards, who might otherwise be rejected by captive agents. This includes individuals with multiple traffic violations or accidents on record, or those without prior insurance.

Thanks to their partnerships with numerous insurance companies, independent agents can explore a broader market and find policies that cater to high-risk clients.

Thereby, these clients are not left uninsured or made to settle for steep premiums, but instead, they are offered coverage options that are as inclusive and competitive as possible. This service flexibility broadens their client base and emphasizes the key role independent agents play in fostering an inclusive insurance landscape.

Independent Agent for You – Bargain Insurance Connection

Bargain Insurance Connection stands as a premier independent agency in Kansas City. We offer comprehensive coverage for diverse products. Our solutions are tailored to meet specific client needs, ensuring optimal protection. Our independence allows us to collaborate with multiple carriers, guaranteeing our customers the most suitable and cost-effective policies.

Trust us for exceptional service, complete transparency, and a commitment to protect what matters most to you.


We offer everything from auto insurance, SR22 insurance to Home and Renters Insurance. To get a quote just call us at 816.453.7722 or fill out our online form.

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