Tuesday, August 25, 2020What is a deductible? A deductible on your insurance policy is an out of pocket expense in case of a claim. You pay your part (deductible) and your insurance company pays for damages above that amount. Which deductible should I choose? Most common deductible on auto insurance policies is $500. READ MORE >>
Tuesday, July 14, 2020 Just like with cars, high performance motorcycles will cost much more in insurance premium. If you are looking for cheaper motorcycle insurance, try to avoid sport bikes. Touring motorcycles like Harley’s are faring much better when it comes to insurance rates. READ MORE >>
Thursday, May 7, 2020Needing an SR22 does not always mean higher insurance cost. If you find yourself in a situation where you are required by the state to file an SR22 to keep you license valid, no need to panic. Here is what you need to know about SR22’s: How does SR22 Insurance Work? READ MORE >>
Saturday, March 28, 2020 Whether you need to get a commercial vehicle policy will depend on your vehicle type and usage. We’ll discuss different scenarios where you need a commercial policy and when a personal policy would suffice. If you any of these things apply to you, you need a commercial auto policy: READ MORE >>
Tuesday, February 25, 2020 There is no law that mandates that you have to keep homeowner’s insurance, there are no criminal penalties of fines by failing to get home insurance. The risk is entirely private. However, if you still owe money on the house (mortgage or home equity loan), you are required by the financial institution to keep your home insured. READ MORE >>
Wednesday, February 12, 2020So, you found an apartment you like, and you want to move in soon, but that landlord is asking you to provide proof of renters insurance before you can move in. Why do I need renters insurance, you might ask yourself? Why is this required? READ MORE >>
Monday, January 13, 2020A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction. Ask your insurance agent or your company to see if they can offer you better rates at that time. READ MORE >>
Tuesday, December 17, 2019 In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle: If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. READ MORE >>
Wednesday, December 4, 2019 As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. READ MORE >>
Wednesday, November 27, 2019 Many parents are asking themselves if their children are insured on their policy even if they are not listed as drivers on their insurance. Well, it depends. Some states allow insurance companies to exclude household residents of driving age and Missouri is one of them. READ MORE >>
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