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    There is no law that mandates that you have to keep homeowner’s insurance, there are no criminal penalties of fines by failing to get home insurance. The risk is entirely private.   However, if you still owe money on the house (mortgage or home equity loan), you are required by the financial institution to keep your home insured. READ MORE >>

So, you found an apartment you like, and you want to move in soon, but that landlord is asking you to provide proof of renters insurance before you can move in. Why do I need renters insurance, you might ask yourself? Why is this required? READ MORE >>

A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction.  Ask your insurance agent or your company to see if they can offer you better rates at that time. READ MORE >>

    In the unfortunate event that you are involved in a car accident, try to stay calm and check your occupants for any injuries or occupants of the other vehicle:   If possible, contact the emergency services immediately. Police to secure the accident scene and ambulance to take any injured persons to the hospital. READ MORE >>

  As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. READ MORE >>

  Many parents are asking themselves if their children are insured on their policy even if they are not listed as drivers on their insurance. Well, it depends. Some states allow insurance companies to exclude household residents of driving age and Missouri is one of them. READ MORE >>

    Your teenager has finally gotten their driver license and it’s time to get them their own wheels. Having your child reach this milestone can be exciting but also terrifying, because you know your child will now be behind the wheel on their own for the first time.   READ MORE >>

Need SR22 insurance? We Can Help!   Have you received a letter from the license bureau notifying you that your driver license is about to be suspended? Getting that dreadful letter can cause anxiety, after all, getting caught driving while suspended can have huge fines, points added to your driving record and a possible arrest. READ MORE >>

      Towing a trailer comes with its own risks, from overturning it to jackknifing and accidents do happen. From simple utility trailers to big travel trailers, people are asking if their auto insurance will also include their trailer.   READ MORE >>

What is an Independent Insurance Agency?   An independent insurance agency is not tied to one insurance company as it is the case with a captive agent. Being independent give us the option to quote you with multiple insurance companies to find the lowest insurance rates and coverage that you want. READ MORE >>

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