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Bargain Insurance Connection Blog: auto insurance

View the latest blog posts from Bargain Insurance Connection.

  While most of us will never be in an accident with a deer, there will be some close calls. Driving on the outskirts of the city or on the highway, one will no doubt encounter a deer crossing the roadway.  Deer is most active at dusk and dawn, so that’s the time to be most vigilant about animals in the road. READ MORE >>

What if your friend is asking to borrow your car? It could be just for a few hours or for a few days but few things you need to consider in this case: by borrowing your car to your friend you are also borrowing your insurance. In most States the insurance follows the vehicle, not the driver – meaning whoever drives your car, your insurance is covering them. READ MORE >>

  If you use your personal vehicle to deliver food, newspaper or any other type of delivery, you need to get a commercial auto policy. A personal auto policy has restrictions on vehicle usage and the insurance company can deny coverage if vehicle is used for this type of business. READ MORE >>

Cheapest Insurance would be a liability only coverage, but if you are financing a vehicle you may be required to obtain Comprehensive and Collision coverage. Best way to have a quick insurance rates comparison is to contact an independent insurance agency. READ MORE >>

Who is covered by my auto insurance—and under what circumstances? Your auto policy will cover you and other family members on your policy, whether driving your car or someone else’s car (with their permission). Your policy also provides coverage if someone who is not on your policy is driving your car with your consent. READ MORE >>

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