Bargain Insurance Connection Blog: auto insurance
View the latest blog posts from Bargain Insurance Connection.
Tuesday, August 25, 2020What is a deductible? A deductible on your insurance policy is an out of pocket expense in case of a claim. You pay your part (deductible) and your insurance company pays for damages above that amount. Which deductible should I choose? Most common deductible on auto insurance policies is $500. READ MORE >>
Saturday, March 28, 2020 Whether you need to get a commercial vehicle policy will depend on your vehicle type and usage. We’ll discuss different scenarios where you need a commercial policy and when a personal policy would suffice. If you any of these things apply to you, you need a commercial auto policy: READ MORE >>
Monday, January 13, 2020A good time to start reviewing your auto insurance is after you’ve had your policy for at least six months. At this point you qualify for a prior insurance discount which can be up to 20% reduction. Ask your insurance agent or your company to see if they can offer you better rates at that time. READ MORE >>
Wednesday, December 4, 2019 As the name implies, hit & run accident is when another vehicle is responsible for the accident, but instead of exchanging insurance information with you, they decide to take off to avoid being responsible and paying for the damage to your car. READ MORE >>
Tuesday, November 19, 2019 Your teenager has finally gotten their driver license and it’s time to get them their own wheels. Having your child reach this milestone can be exciting but also terrifying, because you know your child will now be behind the wheel on their own for the first time. READ MORE >>
Tuesday, October 29, 2019 Towing a trailer comes with its own risks, from overturning it to jackknifing and accidents do happen. From simple utility trailers to big travel trailers, people are asking if their auto insurance will also include their trailer. READ MORE >>
Monday, September 23, 2019What is an Independent Insurance Agency? An independent insurance agency is not tied to one insurance company as it is the case with a captive agent. Being independent give us the option to quote you with multiple insurance companies to find the lowest insurance rates and coverage that you want. READ MORE >>
Monday, November 12, 2018 While most of us will never be in an accident with a deer, there will be some close calls. Driving on the outskirts of the city or on the highway, one will no doubt encounter a deer crossing the roadway. Deer is most active at dusk and dawn, so that’s the time to be most vigilant about animals in the road. READ MORE >>
Monday, October 29, 2018What if your friend is asking to borrow your car? It could be just for a few hours or for a few days but few things you need to consider in this case: by borrowing your car to your friend you are also borrowing your insurance. In most States the insurance follows the vehicle, not the driver – meaning whoever drives your car, your insurance is covering them. READ MORE >>
Wednesday, October 24, 2018 If you use your personal vehicle to deliver food, newspaper or any other type of delivery, you need to get a commercial auto policy. A personal auto policy has restrictions on vehicle usage and the insurance company can deny coverage if vehicle is used for this type of business. READ MORE >>
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